Hello! I'm your enhanced AI financial advisor with complete access to your financial data. I can provide detailed analysis with specific numbers and proof from your actual portfolio. 📊 **Your Current Financial Snapshot:** • **Net Worth**: ₹42.85L (↑12.5% growth) • **Portfolio XIRR**: 15.2% (beating market by 3.1%) • **Top Performer**: SBI Small Cap Fund (22.3% XIRR) • **Biggest Concern**: ₹45K credit card debt @ 36% interest • **Goal Status**: Dream Home 15% complete, Retirement behind target 💡 **I have complete access to:** ✅ All your mutual fund holdings with exact XIRR data ✅ Your debt details including EMIs and interest rates ✅ Goal progress with specific timelines and amounts ✅ Portfolio leakages costing you ₹29,250/year ✅ Tax planning status (₹30K unused 80C limit) ✅ Emergency fund status (87.5% complete) ✅ Recent transactions and market data **Ask me anything and I'll provide specific data-backed answers!** 🔥 **Try asking:** • "Show me my biggest portfolio leakages with exact numbers" • "Which debt should I pay off first and why?" • "How much more do I need for my retirement goal?" • "What's my exact tax saving opportunity this year?" 📊 **For Visual Charts, specifically ask:** • "Show me a chart of my goal progress" • "Plot my portfolio performance chart" • "Draw my asset allocation chart" • "Create a debt analysis graph" • "Visualize my portfolio leakages" *Note: Charts will only appear when you specifically request them using words like "show chart", "plot", "draw chart", or "visualize".*